Take-home pay in Ontario for common salaries
Each row is the same calculation as the calculator above. On $60,000, Ontario ranks 6 of 13 for take-home pay; on $100,000 it ranks 6 of 13.
| Salary | Income tax | CPP/EI | Net / year | Net / month | Avg. tax |
|---|---|---|---|---|---|
| $30,000 | $2,464 | $2,066 | $25,470 | $2,122 | 8.2% |
| $40,000 | $4,375 | $2,824 | $32,801 | $2,733 | 10.9% |
| $50,000 | $6,286 | $3,582 | $40,133 | $3,344 | 12.6% |
| $60,000 | $8,333 | $4,340 | $47,328 | $3,944 | 13.9% |
| $70,000 | $11,146 | $5,080 | $53,774 | $4,481 | 15.9% |
| $80,000 | $14,140 | $5,570 | $60,290 | $5,024 | 17.7% |
| $90,000 | $17,046 | $5,770 | $67,185 | $5,599 | 18.9% |
| $100,000 | $20,039 | $5,770 | $74,191 | $6,183 | 20.0% |
| $110,000 | $23,213 | $5,770 | $81,017 | $6,751 | 21.1% |
| $120,000 | $26,907 | $5,770 | $87,324 | $7,277 | 22.4% |
| $130,000 | $31,248 | $5,770 | $92,983 | $7,749 | 24.0% |
| $140,000 | $35,589 | $5,770 | $98,642 | $8,220 | 25.4% |
| $150,000 | $39,930 | $5,770 | $104,301 | $8,692 | 26.6% |
Ontario 2026 tax brackets and basic personal amount
Ontario taxes income in 5 provincial brackets, from 5.05% to 13.16%. The provincial basic personal amount is $12,747, which works as a non-refundable credit worth $644 ($12,747 × 5.05%).
| Taxable income | Rate |
|---|---|
| Up to $53,891 | 5.05% |
| $53,891 – $107,785 | 9.15% |
| $107,785 – $150,000 | 11.16% |
| $150,000 – $220,000 | 12.16% |
| Over $220,000 | 13.16% |
Federal tax is charged on top using the federal brackets below, with a federal basic personal amount of $16,452.
| Taxable income | Rate |
|---|---|
| Up to $58,523 | 14% |
| $58,523 – $117,045 | 20.5% |
| $117,045 – $181,440 | 26% |
| $181,440 – $258,482 | 29% |
| Over $258,482 | 33% |
CPP and EI in Ontario
Payroll contributions come off every paycheque until you reach the yearly ceiling, then stop — which is why take-home pay can rise in December for higher earners.
| Contribution | Employee rate | On earnings | Yearly max |
|---|---|---|---|
| CPP | 5.95% | $3,500 – $74,600 | $4,230.45 |
| CPP2 | 4% | $74,600 – $85,000 | $416.00 |
| Employment Insurance (EI) | 1.63% | Up to $68,900 | $1,123.07 |
CPP and EI rates are the same in every province outside Quebec, so differences in take-home pay between Ontario and the other provinces and territories outside Quebec come from income tax alone.
Ontario compared with other provinces
On a $60,000 salary, Ontario leaves $2,309 more than Quebec and $1,545 more than Manitoba. The table ranks every province and territory on the same two salaries.
| Province / territory | Net on $60,000 | Net on $100,000 |
|---|---|---|
| Nunavut | $48,757 | $76,638 |
| British Columbia | $47,920 | $75,535 |
| Northwest Territories | $47,917 | $75,183 |
| Yukon | $47,789 | $74,902 |
| Alberta | $47,655 | $74,423 |
| Ontario | $47,328 | $74,191 |
| Saskatchewan | $46,426 | $72,194 |
| New Brunswick | $46,022 | $71,190 |
| Manitoba(neighbour) | $45,783 | $71,456 |
| Newfoundland and Labrador | $45,586 | $70,427 |
| Prince Edward Island | $45,413 | $69,756 |
| Quebec(neighbour) | $45,019 | $69,253 |
| Nova Scotia | $44,710 | $68,851 |
Take-home pay of typical Ontario salaries
Median pay for these occupations in Ontario (Job Bank, April 2026) and what it leaves after 2026 tax.
- Family physician: median $239,200 → about $151,275 after tax
- University professor: median $130,000 → about $92,983 after tax ($130,000 breakdown)
- Health care manager: median $119,995 → about $87,321 after tax ($120,000 breakdown)
- Software engineer: median $112,008 → about $82,345 after tax ($110,000 breakdown)
- Construction manager: median $109,990 → about $81,011 after tax ($110,000 breakdown)
- Cybersecurity specialist: median $108,160 → about $79,783 after tax ($110,000 breakdown)
- Data scientist: median $106,080 → about $78,357 after tax ($105,000 breakdown)
- Software developer: median $94,640 → about $70,449 after tax ($95,000 breakdown)
- Secondary school teacher: median $94,640 → about $70,449 after tax ($95,000 breakdown)
- Registered nurse: median $91,520 → about $68,254 after tax ($90,000 breakdown)
- Accountant: median $87,006 → about $65,078 after tax ($85,000 breakdown)
- HR professional: median $85,010 → about $63,674 after tax ($85,000 breakdown)
- Machinist: median $67,600 → about $52,216 after tax ($70,000 breakdown)
- Transport truck driver: median $58,240 → about $46,142 after tax ($60,000 breakdown)
- Nurse aide: median $56,992 → about $45,259 after tax ($55,000 breakdown)
- Administrative assistant: median $54,995 → about $43,846 after tax ($55,000 breakdown)
- Hotel front desk clerk: median $39,520 → about $32,442 after tax ($40,000 breakdown)
- Cashier: median $37,440 → about $30,886 after tax ($35,000 breakdown)
Every salary after tax in Ontario
- $30,000 after tax
- $35,000 after tax
- $40,000 after tax
- $45,000 after tax
- $50,000 after tax
- $55,000 after tax
- $60,000 after tax
- $65,000 after tax
- $70,000 after tax
- $75,000 after tax
- $80,000 after tax
- $85,000 after tax
- $90,000 after tax
- $95,000 after tax
- $100,000 after tax
- $105,000 after tax
- $110,000 after tax
- $115,000 after tax
- $120,000 after tax
- $125,000 after tax
- $130,000 after tax
- $135,000 after tax
- $140,000 after tax
- $145,000 after tax
- $150,000 after tax
Related tools
- Paid by the hour? Convert any rate with the salary converter.
- Minimum wage in Ontario — $17.95 an hour.
- International student? See what a 24-hour week pays in Ontario.
- Compare occupations with salaries in Canada by occupation or read the Canada Salary Report 2026.
- Salary after tax in every province